The Affordable Care Act dictates that mammograms for breast cancer screening be given without a co-pay or deductible beginning with plan years that started after Aug. 1, 2012. But health plans that were in place before the act was passed (grandfathered plans) don't have to cooperate. Those plans are covered by various state and federal laws. Medicare covers annual mammography screenings for people ages 40 and older. Most states now require that health insurance policies offer mammography screening reimbursement. Many mammography facilities also offer special programs and lower fees during National Breast Cancer Awareness Month in October. Because of ongoing attempts to change the ACA, check with your health insurance provider before setting up an appointment.
For low-income people, mammograms are covered through the National Breast and Cervical Cancer Early Detection Program. For more information, contact your state department of health.